1300 022 322

Commercial & Asset Finance Brokers Association

The national peak professional body of the equipment finance industry.

learn More


Representing you. CAFBA advocates for the equipment finance industry to federal and state governments and the regulators on issues that affect our industry
Learn more

Training and events

Network and learn. From professional development days to web-based programs, CAFBA provides you with the knowledge and resources to help you succeed.
Learn more


As a professional commercial equipment finance broker, joining CAFBA will provide you with the skills and backing that only the peak national association can provide
Join today

latest news

SMART BoxTM – Making It Easy to Compare the Cost of Small Business Loans

If you try to compare business loans from several lenders, it’s not always clear what your client will pay in interest and fees. This is because loan information is presented in different ways, so there hasn’t been a standardised way to compare business loans – until now. What is SMART Box? Smart Box (Straightforward Metrics Around Rate and Total Cost) is a tool to compare small business loans using several standardised metrics. How does the SMART BoxTM work? The SMART BoxTM is a one-page disclosure document with two parts. The top of the page includes the basic elements of the loan, including the Loan Amount, Disbursement Amount, Total Repayment Amount, the expected Loan Term, and Repayment Frequency. The rest of the document shows six common loan pricing metrics: Total Cost of Credit, Average Monthly Payment, Total Interest Payment (TIP), Annual Percentage Rate (APR), Cents on the Dollar, and Factor Rate. It also shows whether new fees apply or if there’s a reduction in the Total Payment Amount if the loan is paid off early. You can find an example of the SMART BoxTM document here, including a breakdown of each section. Why SMART BoxTM? In early 2018, the Australian Small Business and Family Enterprise Ombudsman’s Office reported on transparency and disclosure in the fintech sector. It found that 47% of fintechs believed SME lending needed to be more transparent. As a result, the Australian Finance Industry Association (AFIA) developed the Online Small Business Lenders Code Of Lending Practice. In June 2018, six leading small business lending fintechs, including Moula, signed the Code. They agreed to meet small business legal... read more

Benefits of membership


Know your interests are effectively represented


Satisfy lender accreditation requirements


Support your relevent equipment finance association


Enhance your professional standing & industry recognition


Gain access to a range of member resources

Professional Development

Institute of Strategic Management

AAMC Training Group


Platinum  & Gold Members