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Commercial Asset Finance Brokers Association

The national peak professional body of the equipment finance industry.


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Representing you. CAFBA advocates for the equipment finance industry to federal and state governments and the regulators on issues that affect our industry
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Training and events

Network and learn. From professional development days to web-based programs, CAFBA provides you with the knowledge and resources to help you succeed.
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As a professional commercial equipment finance broker, joining CAFBA will provide you with the skills and backing that only the peak national association can provide
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latest news

Kathryn Bordonaro Asks: Is It Time to End the Point of Sale Exemption?

Blog: Is It Time to End the Point of Sale Exemption? Question:  Where does 12 months last six years? Answer:  In Canberra The recent announcements about an inquiry into Lending to Small Business has had me feeling like it is back to the future, and I don’t want to be alarmist but I think we might have a problem with the time space continuum in Canberra. In 2009 NCCP (National Consumer Credit Protection) legislation was agreed upon for all participants in the credit supply chain.  Suppliers of credit to consumers needed to obtain an Australian Credit License (ACL) from ASIC and comply with a large set of regulations and prescriptive rules about debt servicing and disclosure.  Credit intermediaries were also captured by this legislation - and so mortgage and finance brokers assisting their clients with consumer credit all joined the line at ASIC and got familiar with ACL obligations and regulations. It is important to focus in on the term “intermediary”.   In a go back in time moment, I reach for my trusty dust coated dictionary and it tells me that an intermediary is a “go between”, “someone who acts between persons”. Hmmm – let me just ponder for a moment-   a finance manager in a motor vehicle dealership is surely a “go between”?  They represent a finance brand on offer - and they assist a consumer in applying for finance.   At risk of labouring the point, they go between the lender and the potential borrower - they act as a credit intermediary!  And yet this credit intermediary is exempt from holding an ACL, and exempt from the compliance... read more

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Know your interests are effectively represented


Satisfy lender accreditation requirements


Support your relevent equipment finance association


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